Getting injured in a car accident can be a stressful and difficult event. Having to deal with Insurance companies, doctors, bills – this can all be very overwhelming. But do not panic. Goldblatt Law is here to help.
We strive to simplify the entire process and get you the compensation you deserve. At Goldblatt Law, we handle your car accident claim from beginning to end. Among other things, we:
- Investigate and determine all available insurance policies.
- Obtain the accident police report and analyze the crash.
- Collect and examine all medical records.
- Speak to all witnesses to the crash.
- Pursue all available claims against the responsible parties.
What you need to know?
- Personal injury protection (“PIP”) benefits are available through your own auto-insurance carrier.
- PIP covers, among other things, 80% of reasonable medical expenses up to $10,000.00 for individuals who have suffered an emergency medical condition and received initial treatment within 14 days of the motor vehicle accident.
- If your injuries and medical costs exceed the limits of the PIP coverage, and you have suffered a permanent injury, you may be entitled to additional compensation through the at-fault driver's insurance policy.
What is underinsured motorist (“UIM”) or uninsured motorist (“UM”) coverage, and when can I recover it?
- UIM / UM coverage is an additional layer of insurance coverage that can be recovered in certain circumstances.
- First, you – the injured party – must have elected to purchase UIM / UM coverage as part of your own auto insurance policy. UIM / UM coverage is not required in Florida, and not every Florida driver elects to purchase it.
- Second, the at-fault driver must typically have insufficient insurance coverage to compensate your injuries/damages, or no insurance coverage, to compensate your injuries/damages for you to be eligible to recover compensation through your UIM / UM policy.
What can I do to help strengthen my claim?
- Take photographs of the damage to your vehicle.
- Take photographs of the at-fault driver's vehicle.
- Take photographs of any visible injuries, bruising, cuts, scars, etc.
- Seek adequate and timely medical attention for all injuries.